Next-Gen Indian Expense & Cashflow OS • 100% On-Device Engine

Master Your Money.
Zero Manual Entry.

PaisaTrack automatically detects bank debit SMS and UPI notifications (Google Pay, PhonePe, Paytm, CRED) 100% on-device. Zero bank credentials required. Operated with verified compliance by Aarvix Technologies.

Get on Google Play Try Live Parser Demo

Verified Merchant: Aarvix Technologies • 100% On-Device & Private • No NetBanking Passwords

Zero Bank Logins

No NetBanking credentials

100% On-Device

SMS parsed in local RAM

Instant SaaS Delivery

Pro activated in 0-5 mins

7-Day Guarantee

Unconditional full refund

Interactive Technology Demo

See the On-Device Engine In Action

Select any real-world Indian transaction notification below to test how PaisaTrack's regex telemetry converts raw messages into structured financial ledger entries in milliseconds.

Incoming Notification HDFCBK

Rs. 1,450.00 debited from A/C **4921 at Swiggy on 28-OCT-26 via UPI. Ref: 42981023812. Avl Bal: Rs 42,100.

Security State: 100% On-Device Data Shared: 0 Bytes

Parsed Ledger Output Parsed in 8ms

🍕

Swiggy

Food & Dining • Auto-categorized

-₹1,450.00

UTR: 42981023812

Bank Account: HDFC A/C **4921

Duplicate Protected: Active

Financial Privacy Standards

Engineered for Zero-Leak Privacy

Unlike traditional finance apps that demand your NetBanking credentials or scrape sensitive contacts, PaisaTrack is built on client-side sandboxing.

No NetBanking Logins

We never ask for your bank password, debit card CVV, or NetBanking OTP. Your money cannot be moved, authorized, or redirected through PaisaTrack.

100% Local SQLite Storage

Every transaction, bill, and category is saved locally in an AES-256 encrypted database directly on your smartphone. You own your financial history completely.

Zero Third-Party Ad Brokers

We don't monetize by selling your spending habits to credit card companies or loan aggregators. Our business model is 100% transparent through PaisaTrack Pro.

Core Capabilities

Complete Personal Financial Operating System

Everything you need to track spending, optimize budgets, and preserve wealth.

Automated Indian SMS & UPI Engine

Reads transaction debit texts from SBI, HDFC, ICICI, Axis, Kotak and UPI notification banners (Google Pay, PhonePe, Paytm, CRED). Filters out marketing spam and OTP alerts automatically.

✓ On-Device Parsing • ✓ Duplicate UTR Prevention

AI Receipt & Bill OCR

Point your camera at supermarket receipts, fuel bills, or restaurant checks. Machine learning extracts merchant, date, tax, and itemized totals in 2 seconds.

Smart Category Budgets

Set realistic monthly caps on dining, shopping, and fuel. PaisaTrack gives you predictive alerts before your monthly envelope is exhausted.

Visual Cashflow Velocity

Interactive charts reveal where your money flows. Compare month-over-month trends, isolate non-essential subscriptions, and optimize savings rates effortlessly.

Encrypted Vault Backup

Optional zero-knowledge cloud backup ensures your historical ledgers are safe even if you replace or lose your phone.

Group Split & Settle

Split dinner tabs, shared apartment groceries, or vacation travel expenses. Generate 1-tap WhatsApp settlement links.

PhonePe Payment Gateway Verified

Transparent, Fair Pricing

No hidden recurring debits. No unexpected renewals. Upgrade to Pro for intelligent automation with an unconditional 7-day money-back guarantee.

Free Tier

Starter

Essential offline tracking for personal use.

₹0 / lifetime free

Manual expense & income logging

Standard expense categories

100% offline local device storage

Basic search & CSV export

Install Free App

Monthly Flexibility

Pro Monthly

Complete automation for active spenders.

₹79 / month

Smart SMS & UPI Auto-Capture

AI Receipt & Bill OCR Scanning

Encrypted multi-device cloud sync

7-Day Money-Back Guarantee

Upgrade in App

Save ~37% • Best Value

Annual Savings

Pro Annual

Full year of automated financial clarity.

₹599 / year (₹49.9/mo)

All Pro Monthly features included

Full 12 Months Unlimited AI Scans

Priority email & desk support

7-Day Money-Back Guarantee

Get Annual Pro

Billing & Payment Compliance Disclosures (Aarvix Technologies)

• Tax Treatment: All published subscription prices are final and inclusive of applicable Goods and Services Tax (GST).

• Non-Recurring Policy: PaisaTrack subscriptions are strictly non-auto-debiting. Your payment method will NEVER be charged automatically. Manual re-purchase is required upon expiry.

• Digital Fulfillment: Instant access within 0 to 5 minutes upon successful PhonePe transaction confirmation. Shipping charge is ₹0.00.

• Refund Guarantee: Subject to our Return, Refund & Cancellation Policy, an unconditional 7-Day Money-Back Guarantee applies.

Questions Answered

Frequently Asked Questions

Clear answers about security, permissions, PhonePe payments, and refunds.

How does Smart SMS & UPI auto-capture work? Does it read my passwords or OTPs?

No. PaisaTrack never touches or records your OTPs, passwords, or account login credentials. Our on-device parsing engine strictly inspects financial debit notifications (e.g. "INR 350 debited at Swiggy via UPI"). All parsing happens 100% locally on your phone hardware.

What is the Return & Refund Policy for PaisaTrack Pro?

We offer an unconditional 7-Day Money-Back Guarantee. If you are not satisfied with Pro features, email paisatrack69@gmail.com within 7 days of purchase. Refunds are initiated within 24–48 hours and credited to your original payment method in 5–7 business days. View our full Return, Refund & Cancellation Policy.

How is the Pro subscription delivered after payment?

PaisaTrack Pro is a 100% digital SaaS product. Upon successful payment verification through the PhonePe gateway, your Pro features are activated digitally within 0 to 5 minutes. Shipping charges are ₹0.00. Read our Shipping and Delivery Policy.

Will my card or UPI be charged automatically when the plan expires?

No. All PaisaTrack subscriptions are non-recurring. When your 1-month or 1-year duration concludes, your account gracefully reverts to the Free Starter tier until you manually choose to re-subscribe.

Which legal entity operates PaisaTrack?

PaisaTrack is developed, owned, and operated by Aarvix Technologies (Proprietorship of Latha), registered in Bengaluru, Karnataka, India.

Master Your Money. Zero Manual Entry.